Free Tools
Tools to see where you stand
The 12Event Finder, the Executor Roadmap and four plain-language calculators. Free, and nothing is sent anywhere until you choose.
Interactive Tool
The 12Event Finder
Four questions. The tool identifies every 12Event that applies to you right now, and most people are in more than one, then tells you exactly what that means for your next step.
Question 1 of 4
Which areas of your life are active right now?
Select everything that applies. Most people are navigating more than one at once.
Question 2 of 4
Which business situation fits you best right now?
Choose the one that is most current or pressing.
Question 3 of 4
How soon do these decisions need attention?
Be honest. This shapes the recommendation you receive.
Question 4 of 4
Have you already spoken to a professional about any of this?
This tells us where you are in the planning process.
Not sure where you fit? The Discovery Meeting answers exactly that question.
Executor Tool
The Executor Roadmap
Enter the date of death and this tool builds a personalized timeline covering the first-month priorities, the CRA filing deadlines computed for your dates, and the order of operations that protects you as executor. Print it. Share it with your co-executor.
Email Me This Roadmap
TaxOnTax™ Calculators
Run the Numbers, Plainly
Four quick illustrations, each mapped to a 12Event. These show how the mechanics work. The strategy conversation is what a Discovery Meeting is for.
Event 3. Retirement Income & Long-Term Planning
CPP Start-Age Comparison
CPP is reduced 0.6% for every month you start before 65, and increased 0.7% for every month you defer after 65. Enter your estimated age-65 amount (from your My Service Canada Account) and compare.
Educational illustration only, in today’s dollars, before tax, ignoring inflation indexing and survivor implications. OAS timing is a separate decision. See the OAS tab. The right start age depends on health, other income, and your whole 12Event picture, not on a breakeven table alone.
Event 3. Retirement Income & Long-Term Planning
OAS Start-Age Comparison
Unlike CPP, OAS can’t start before 65, but you can defer up to age 70, gaining 0.6% per month (7.2% a year, max 36% at 70). The field below defaults to the 2026 maximum; enter your own estimate if you’ll receive a partial pension.
Educational illustration in today’s dollars, before tax and before quarterly indexing. At 75 the 10% OAS top-up applies on top of any deferral increase. The right age depends on health, other income, and your whole picture.
Event 7. Corporate Surplus, Dividends & Shareholder Income
Salary vs. Dividend Illustrator
A simplified picture of the two paths corporate profit can take to your pocket. The rate fields are editable. The defaults are round approximations for an Alberta CCPC under the small business limit, not your rates.
Simplified illustration: ignores CPP contributions and benefit accrual, RRSP room creation (salary only), payroll costs, the dividend gross-up/credit mechanics, AMT, and income-splitting rules (TOSI). Real integration math depends on your numbers. This is exactly what the Primer Plan works through.
Event 11. Estate Planning, Wills, POA & Beneficiaries
Probate Fee Estimator
Probate fees are set by each province and the range is enormous, from a flat $525 cap in Alberta to roughly 1.4 to 1.7% of estate value in Ontario, BC, and Nova Scotia. Choose a province and enter the value of the estate that passes through the will.
Are these calculators advice I can rely on? They’re educational illustrations, not personalized advice. They show how the mechanics work, using figures current as of the date shown. Bring your real numbers to a Discovery Meeting, or start with a free 15-minute call.
For Lawyers, CPAs, Planners, Bankers, Realtors & Funeral Directors
If your client needs plain-language tax grounding before they sit down with you, or a strategy that connects the decisions you each see separately, the 12Event model gives them that map. Referrals are welcomed and respected: your client stays your client, and your accountant stays your accountant. When a professional refers a client, the returns stay with that professional unless they say otherwise.
Create Your Referral Link
Enter your firm or practice name. Send the link to your client. Their 12Event Profile will note the referral, and they come back to you for the work you do.
Get in Touch
Start with a free 15-minute call
Start with a free 15-minute call to see whether the practice is the right fit, or go straight to a Discovery Meeting: a paid, one-hour orientation session to understand your situation and see what applies to you. Send the form below, or simply call or email; you will hear back to set a time.
Edmonton, AB T5J 1H5
Send a Message
This opens your email app with your request filled in, addressed to derik@taxontax.com. Nothing is sent until you press Send. If nothing opens, email derik@taxontax.com or call (825) 977-7999.